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Senior Insurance Broker · Hablo español

An independent broker in Palm Bay

Francisco Javier Garcia runs Javier Consulting Services. Clients know the office as Javier Garcia Insurance.

5.0 stars from 18 Google reviews · Licensed in Florida – License #G100342 (Life, Health & Variable Contracts). Verify license. Hablo español.

Javier Garcia, senior insurance broker in Palm Bay

The office is at 1137 Porter Ave NW, Palm Bay, FL 32907. We serve Palm Bay, Melbourne, and all of Brevard County. You can meet in person, by phone, or by video call. Hablo español.

Javier shops Medicare, ACA Marketplace health, private health, dental, vision, homeowners, landlord, auto, flood, renters, life, and commercial coverage, including general liability and workers’ compensation. For Medicare and Marketplace health, he is appointed with all of those carriers in Florida. He compares options. He does not pressure you to buy.

Medicare consultations and insurance quotes are free. A quote is not a policy.

Licensed in Florida – License #G100342 (Life, Health & Variable Contracts), issued March 6, 2024. Verify license.

Call or text (321) 429-1182. Hours are Monday–Friday, 9:00 AM–6:00 PM; Saturday, 10:00 AM–2:00 PM; Sunday closed. Closed on US federal holidays.

Plan Year 2026 Marketplace Circle of Champions badge

Recognized in the Plan Year 2026 Marketplace Circle of Champions

CMS presented this certificate of recognition to Francisco Javier Garcia on April 24, 2026, for the 2026 Health Insurance Marketplace open enrollment period.

View the certificate (PDF)

Check us before you buy

Licensed in Florida – License #G100342 (Life, Health & Variable Contracts). Issued March 6, 2024 to Francisco Javier Garcia. Verify license.

5.0 stars from 18 Google reviews as of November 4, 2026.

Hablo español. Independent broker serving Palm Bay, Melbourne, and all of Brevard County.

Independent broker working with all Medicare and Marketplace carriers in Florida. We shop the carriers so you get options, not pressure.

Google reviews

5.0 stars from 18 Google reviews as of November 4, 2026.

  • “Javier lo mejor super profecional trabaja junto con el cliente para satisfactory lo del cliente”

    Chelsea Ortiz · Google review
  • “Working with Javier has been a completely different experience from a typical insurance agent. He introduced me to the health and life insurance space in depth, and despite spending weeks (even months) answering all my questions, I haven’t signed a policy, NOT because of him, but because my situation is very specific and I take long-term decisions seriously. He fully respected that.…”

    Veronica Boley · Google review
    Read on Google
  • “Javier was extremely helpful and knowledgeable when it came to getting me covered with insurance through the affordable care act. I can’t thank him enough and I would absolutely recommend using him as a guide to go over all plan options and setting up your insurance.”

    Debra Billings · Google review
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Ready for a real quote?

Call, text, or send the short form. We answer during Monday–Friday, 9:00 AM–6:00 PM; Saturday, 10:00 AM–2:00 PM; Sunday closed.