Services
Home, auto, flood, and commercial insurance
An independent broker for Palm Bay, Melbourne, and Brevard County. Property quotes are free. Medicare and Marketplace consultations are free too.
5.0 stars from 18 Google reviews · Licensed in Florida – License #G100342 (Life, Health & Variable Contracts). Verify license. Hablo español.

Insurance made simple, all in one place
- Homeowners
- Landlord
- Auto
- Life
- Renters
- Commercial
- Health
- Medicare
- General liability
- Umbrella
- Workers’ comp
- Boats / RVs
- Flood
- Dental
- Vision
and more.

Homeowners
We shop homeowners coverage for Palm Bay, Melbourne, and the rest of Brevard County. If you rent, tell us and we will quote a renters policy too. A free quote lays out the options before you decide.
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Landlord
If you do not live in the house, a homeowners policy is often the wrong contract. We quote landlord coverage for Palm Bay and Brevard County, including the liability and the building. A tenant’s belongings are not part of this policy. The quote is free.
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Auto
Share the drivers and the vehicles. We compare policies and send a free quote. You pick what to buy.
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Flood
A standard homeowners policy typically does not cover flood. We quote flood on its own for the same address, including homes in Brevard County. Ask for a free quote and we will review it with you.
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Commercial
For Palm Bay and Brevard County businesses. Each commercial line has its own page, from general liability and property to workers’ compensation, commercial auto, a business owners policy, professional liability, and cyber. A free quote starts with the work you do. You do not pay us to compare.
Learn moreAlso quoted here

Medicare

ACA / Marketplace health

Private health insurance

Dental

Vision

Supplemental (accident, critical illness, hospital indemnity)

Renters

Boats / RVs

General Liability

Commercial Property

Workers' Compensation

Commercial Auto

Professional Liability (E&O)

Business Owners Policy (BOP)

Cyber Liability

Umbrella

Life insurance

Term life

Whole life

Universal life

Final expense

Accidental death (AD&D)
Javier Consulting Services does business as Javier Garcia Insurance. For Medicare and Marketplace health, this office is appointed with all of those carriers in Florida.
Ready for a real quote?
Call, text, or send the short form. We answer during Monday–Friday, 9:00 AM–6:00 PM; Saturday, 10:00 AM–2:00 PM; Sunday closed.
