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Services

Home, auto, flood, and commercial insurance

An independent broker for Palm Bay, Melbourne, and Brevard County. Property quotes are free. Medicare and Marketplace consultations are free too.

5.0 stars from 18 Google reviews · Licensed in Florida – License #G100342 (Life, Health & Variable Contracts). Verify license. Hablo español.

Insurance made simple, all in one place. The lines listed are homeowners, renters, Medicare, workers’ comp, auto, commercial, liability, boats and RVs, life, health, umbrella, and flood.

Insurance made simple, all in one place

  • Homeowners
  • Landlord
  • Auto
  • Life
  • Renters
  • Commercial
  • Health
  • Medicare
  • General liability
  • Umbrella
  • Workers’ comp
  • Boats / RVs
  • Flood
  • Dental
  • Vision

and more.

A light-colored house with a lawn

Homeowners

We shop homeowners coverage for Palm Bay, Melbourne, and the rest of Brevard County. If you rent, tell us and we will quote a renters policy too. A free quote lays out the options before you decide.

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A light-colored house with a lawn, the kind of property a landlord might insure

Landlord

If you do not live in the house, a homeowners policy is often the wrong contract. We quote landlord coverage for Palm Bay and Brevard County, including the liability and the building. A tenant’s belongings are not part of this policy. The quote is free.

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A red classic car parked on a street

Auto

Share the drivers and the vehicles. We compare policies and send a free quote. You pick what to buy.

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Dark storm clouds and a tornado over open land

Flood

A standard homeowners policy typically does not cover flood. We quote flood on its own for the same address, including homes in Brevard County. Ask for a free quote and we will review it with you.

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People meeting around a table in a small business

Commercial

For Palm Bay and Brevard County businesses. Each commercial line has its own page, from general liability and property to workers’ compensation, commercial auto, a business owners policy, professional liability, and cyber. A free quote starts with the work you do. You do not pay us to compare.

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Also quoted here

Javier Consulting Services does business as Javier Garcia Insurance. For Medicare and Marketplace health, this office is appointed with all of those carriers in Florida.

Ready for a real quote?

Call, text, or send the short form. We answer during Monday–Friday, 9:00 AM–6:00 PM; Saturday, 10:00 AM–2:00 PM; Sunday closed.